Scammers. And Paypal.

[Kitsune]

Ugh. So... Charles and I were selling some "intangible items" as Paypal likes to call them..
We had a buyer who wanted to pay us via Paypal. Sure. No problem. We were talking via MSN messenger for.. a good three hours.
They send payment over.. Paypal has it listed as complete. We send "intangible items." About.. 20 minutes later.. Paypal lists it as "Under Review."
Understandable.. it was a decent amount of money..I was still talking to the person on MSN and he didn't seem suspicious to me.

24 hours later.. Paypal clears the payment so I go ahead and transfer it over to my bank account.. 24 hours after THAT.. Paypal says "Hey wait. We're going to hold that payment and limit your account. Your paypal balance is now negative."
48 hours after that.. Payment clears to my bank.. Paypal is still limiting my account.

So, we call Paypal.. Turns out.. We were scammed by this jerk. He stole this poor lady's credit card info.. And what he "bought."
So.. not only are we out the money (That we REALLLLY could have used, mind you).. We're out the "intangible items." Lovely.

Since these items were "Intangible," Paypal has no seller's protection for them. AND.. Even though we sent the money BACK to Paypal, so the original owner can have it back.. They aren't sure if they'll "unlimit" our account..
They also want all sorts of information from us because they feel that it was suspicious of us to be receiving the payment.. AKA.. They think WE stole this lady's information.

Yay. /sigh.

When it rains.. It pours.

 

[LizMarie]

ugh that sounds horrible! I hate freaking dishonest people. Some kid probably stole his grandmother credit card which is absolutely unbelievable.

The other day chase sent my mom a $15,000 bill on an initial $3,000 school loan from 1987!!! My mom never went to college and we didn't even know where the hell those schools are located. After a few weeks of war the bank went back and found that it was actually another Mercedes with Very similar SS#'s. That would have been a huge scam.

 

[Kristi23]

I'm sorry that happened to you.

 

[paulnj]

Well, did you ship to an address ?

 

[Mel&Keith]

Paul, I think that's why PayPal won't cover it under their protection policy. Since intangible items or services can't be tracked it's too hard to prove whether or not the seller held up their end of the deal.


It stinks that you got scammed, Krista.

 

[paulnj]

I was reading it as paypal is saying they can't prove the animal where really sold and a shipping address, tracking number and discription of said animals could lead local PD to the culprit

 

[BalloonzForU]

Correct Mel, Tangible items would be actually goods in your hands shipped or otherwise handed over, intangible would be something like a service or even as Paypal looks at it software that gets downloaded or sent in an email, etc.

Paypal will only protect tangible goods that are shipped because it is something that can be traced through shipping.

The outcome could be the same even if they used a credit card and Krista processed it herself or took a check. The only sure thing is CASH anymore.

 

[Kitsune]

Yeah.. It wasn't anything physical.. So it wasn't sent to an address.. It was information to two game accounts that was sold. I should have wrote the info down and sent it physically.. But.. Too late now~ -___-;;

 

[paulnj]

OH, now it makes sense to me.

GRRRRRR, I hate scammers!

 

[Kitsune]

I hear ya, Paul. x.x;;; So frustrating because.. Not only are we out the money.. We're out of the game accounts too~ Unless we can get them back through the game company. x.x;;;; We'll see.